Investing uk reddit. Please report posts that break the rules.

Investing uk reddit 7 per cent of capital with lower annual capital gains. Pick any company, it doesn't matter which one but I recommend that you pick a simple company that you already use and know. Welcome to /r/UKInvesting, a subreddit for thoughtful discussion of active investing strategies and tactics. From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. Hi. Well there’s a lot of nuance you pick up on by investing and watching for a long time that’s hard to teach. I have enough of a vanguard investment to make it cheaper than vanguard platform (fixed monthly fee vs %fee) And I invest in a single not GBP stock. Car rental in Greece - Got charged extra £400 for a dent in car I didn UK investor. Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and According to a survey carried out by uk. 26% Div value. I work in an almost minimum wage job £10. This is an information and discussion subreddit only for topics and tips related to making, saving and investing money. Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online aiming to bring Reddit's attention to the significance of our concerns regarding the recently implemented API changes. IBKR is cheaper than T212 in my case for investing in non GBP stock. Decide what you want to achieve, and that will guide your approach As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. But use an ISA unless you really do have more than £20k to spare to avoid the tax. S stocks monthly just looking at broker fees etc. An investment advisor can guide you in choosing the type of HSBC has multiple investment platforms. com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly everything in between! Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online. Plus things like the cladding scandal, ground rent scandal, subsidance etc has reduced an estimated 5-7% of properties in the UK to impaired/zero value over the last few years. card classic compact. Connect and grow with us as we explore the dynamic UK investment landscape together! ️ Online Income Master Doc - compiled list of tested online money-making resources. Welcome to InvestingUK, the go-to community for diverse investment discussions in the UK & Europe. com -- Reddit has emerged as a standout pick in the internet sector for 2025, according to Guggenheim analysts, who initiated coverage of the company with a Buy Anybody who wants to make a fast buck and stick two fingers up at Wall Street, will be keen to enlist as a Reddit trader. Loss harvesting saving, getting out of debt, credit, investing, and retirement planning. - taken into account already. com -- Reddit has emerged as a standout pick in the internet sector for 2025, according to Guggenheim analysts, who initiated coverage of the company with a Buy rating and a $210 price target. I’m hoping to start putting £50 per month into a stocks and shares ISA and invest in the S&P 500 like the VUAG ETF for example. £25/month T212 - just investing in stocks (more for fun really) Whatever you do, anyone on this subreddit is doing more than 95% of the population - so don’t get too hung up on it. 5-3%. So you essentially get a free trade per month. Internet Culture (Viral) Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online. Well I am one of their clients and I most say that it is good. I'm sure there are other reasons people use Nutmeg, but that's my story! Posted by u/Ambitious-Dark9421 - 1 vote and 5 comments A lot of people who do not have time to go into great detail follow the "time in the market versus timing the market". My question is, what would be the best fee-efficient way of investing into the S&P 500 if i was investing 300-400 monthly? I plan to Invest and hold for 30 years. It took me 2-3 years to get my life together after graduation and start investing. Join in, share your strategies, ask questions, and gain knowledge in a friendly environment that values every member's Currently I hold in the UK: JGGI - A fantastic JP Morgan CEF (closed end fund) investing in international equity that has been beating the market consistently for decades, and that is BEFORE the 4% dividend it pays BBOX - It is a REIT (Real Estate Investment Trust) that currently yields around 4. Also you should complete a form W-8BEN form to reduce the withholding dividend tax on US shares from 30% to 15%. whereas s PRU Kong ano Only consider investing money you know you won't need in the next 5+ years. What does this mean for the futur I've been on the hunt for a trustworthy stock market investment app based in the UK. I started seriously investing in mid-2019 and since then, I've always thought that bonds did not really offer that good of a risk/reward ratio. XEQT is a popular one here. Share stock insights, strategies, and news related to Dividend Investing in the UK. The UKPF Flowchart from r/StockMarket - 1. Recessions are a great time to start investing. com and vanguard and I suppose have got very used to no fee investing. HSBC Investdirect for stocks and shares, including ETFs. A place for those who are just starting out in investing and the stock market to get their questions answered. It all depends on your risk appetite and investment horizon amongst other factors. The company is also investing in R&D to maintain its technological advantage Some investors will look at UK property real-estate investment trusts (REITs) as a cheap area to buy. Bond yields are now historically anomalous - they are now (over the last decade) lower than they have been in literally 750 years or more. the sub-reddit for the Garden of England. some members of my family used to invest, but family members screwed over the others by not telling I will, I’ve recently been employed at a warehouse job (pays £7. Do your research and try to get some bottles that are most likely to increase value. So I've got a portfolio with Vanguard UK, it's all in a S&P 500 S&S ISA and valued at around 160k. Letting out one property is not a good investment for an *ordinary* person. r/ StartInvestingUK. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. Join our community, read the Wiki & FAQ, and get on top of your finances Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. If you feel like picking individual stocks do your research and pick companies that you feel have a solid business and can survive a recession at the least 26 votes, 73 comments. Their ongoing charges are set at 0. Connect and grow with us as we explore the dynamic UK investment landscape together! Thanks mate, I’ve just moved myself over to the FTSE Global Cap, definitely what I’m looking for! I agree it could be a bad idea, the UK is far too privatised, and the companies that are public just aren’t as attractive as the ones of the US in my opinion. Note: We have gone private until June 14th in response to Reddit's recent API changes. If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here. Where would be best to invest 100k? I'm looking for a long term investment and shouldn't need to touch the money for 10 years maybe even longer, however I would like the A quarter of 18 to 34 year old now get their investment ideas from social media platform Reddit, up from 17 per cent in 2021, This is Money can reveal. In the third quarter of 2024, OpEx grew by 17% year-over-year, raising concerns about the impact on profitability. Especially after looking at their account. 4%). First, it’s clear that the stock market is becoming more transparent in Investing. Connect and grow with us as we explore the dynamic UK investment landscape together! Investing. It has been beaten down due to Amazon's Hi, welcome to r/investing. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, I have a lump-sum of about 5k to invest in something higher risk, with all the important stuff - emergency savings, mortgage payments, paid off debt, etc. Des x From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. Terms & Policies. InvestEngine® is the trading name of InvestEngine Limited. For active investing sure, but index investing it objectively makes little sense to invest in FTSE. You could also invest in some high yield bond funds or investment grade bond funds depending on how risky you’d like to go. To capture purely the UK equity market using Vanguard ETFs you have two Posted by u/Independent-Wind-279 - 1 vote and 1 comment Posted by u/Inv_moderator - 1 vote and no comments I'm going to start investing in more sustainable, ethical shares and a practical route seems to be via Vanguard's ESG funds. Sounds like you're describing the managed stocks and shares ISA. Just watch out for big fees - some charge extra for foreign funds/stocks, and all charge a foreign (currency) exchange fee (or have a buy/sell spread that counts as their hidden 'commission'). The firm said in a note Friday that it is optimistic about Reddit’s prospects, citing a Investing is all about reading financial statements and understanding how to read them such as the 10-k, 10-Q etc. there's a lot of criticism of Vanguard Lifestrategy funds for being too UK skewed, and lots of people suggesting that If you get a referral code, you can get a one free share. Connect and grow with us as we explore the dynamic UK investment landscape together! For around 3 years I've been investing with fidelity. We saw possibly the most expensive bonds ever in the UK, US and EU. Very new to this but I have my first portfolio of 8 stocks and 2 ETFs with a mix of UK, US and China investment. Ideally, you should form an investment strategy which makes you an income, while exposing you to some capital growth opportunities as well. 65 years to cash out without paying tax and ever longer if you account for From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. As a total beginner (seriously, I've only dabbled in some crypto), I say you invest £10000 a year in 20 years you haveAccounting for 8% yearly growthFuture investment value£525,533. I’m pleased the govt offer stuff like ISAs & SIPPs but can’t help but think more needs to be done to make it easier for those lower down the socio economic ladder be able to take advantage of Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online /r/kentuk - the sub-reddit for the Garden of England. Meanwhile, the US equivalent, the Roth IRA, only has a ~$7,000 yearly allowance. For regular investing in shares this is charged at £1. With this subreddits help, I've got that sorted and want to open a stocks and shares ISA or start investing through another mechanism to start growing money for long term savings. Instead of regretting investing now, be happy that you avoided investing in 2021 ! LOL Does anyone know of any good podcasts to listen to for UK investing, or for a wider UK business environment such as M&A activity, business news etc. 30 an hour) which for the the uk is really good for a 17 year old so I’m going to put the majority of the money into a savings account and use some of the money to buy books about You can invest in individual stocks, and be tied to the performance of those specific companies, or you can invest in an index fund that tracks either the economy in general, or a specific sector: and you can do those things either globally, or in individual countries. Select the most tax-efficient investment accounts for your goals and circumstances. 5%. In that case, most of them - if they list it in their platform, they will let you buy them. 51% from Chevron is laughably low compared to historic norms. SPDR do a global dividend etf. For platform, I personally use Trading212, which I find to be the easiest to use. Hi, welcome to r/investing. Hi so i’m 25 years old and live in the Uk. Think I’d rather track a index covering mainly tech than investing in individual tech stocks. 68Total interest earned£315,533. Made a fair sum of money doing so, having invested a substantial proportion of my income and savings. If you're only investing small amounts, the returns won't be life-changing. You could put £50,000 into a pension(SIPP) and then you will qualify for benefits and you can get to the rest of the money when you retire In this guide, we explore the topic of how to invest in the UK according to Reddit. Car rental in Greece - Got charged extra £400 for a dent in car I didn Better to invest in wine as the investment analysis and markets are broadly similar and more importantly, because wine is a wasting asset and thus exempt from CGT, but whisky isn't. 45% platform fee only. 181k. The US, UK and Eurozone are hitting record inflation levels that we have last seen 30 or 40 years ago. I've recently been using SeekingAlpha a lot more, but it (along with most other investing websites) focus almost exclusively on the US market. I note you mention that it would be a great time to invest in the UK. I had a small amount of money in an Investment ISA at fidelity. Which is a tried and tested method of investing for lower annual returns and lower risk. By the way, I got their insurance with investment called elite. This can be explained by the rest of the world getting richer, but also that they are investing more internationally. Google PFIC, if you invest in an ISA/LISA, i believe have to deal with PFIC, which you want to avoid. this is the exact time to invest in consumer spending related companies. How can banks justify a return that’s lower than CGT In UK for shares (only valid for non ISA account) Resources: which equals total trade of £50,000. I've come across a few options, but some of them look a bit sketchy, and others seem to take hefty commissions. Advice wanted, almost 25, homeless and struggling. Obviously the people who made that determination are philistines and don't enjoy old wine (or perhaps found it difficult to find wine suitable for laying down), but let's not disabuse them of Investment numbers: Taxable £253,000 ISA £379,000 SIPP £351,000 Love your Reddit name (Isa_McSipp) and the fact you hustled £200k from online poker (not that I’d recommend this for anyone else)! Besides it’s based on the US markets with comparable to the UK being 2. 5% with the Retail Price Index going up 7. Regular monthly investments in to funds are also free, again paying the 0. Some brokers (like IWEB) are very cheap for straightforward UK listed shares and funds but very expensive for foreign shares. Later this year I expect to come into around 100-120k which I am planning to use to purchase my first investment property (I am based in Manchester so looking to invest in the North West/East). A commonly recommended strategy on this sub-reddit is to invest in index funds, but that was another thing that it took me a while to figure out, and my first post The financial times (FT) published a range of books covering most aspects of investing that I used initially. The firm said in a note Friday that it is optimistic about Reddit’s prospects, citing a From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. . Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, We would like to show you a description here but the site won’t allow us. Below that, also tax free. Connect and grow with us as we explore the dynamic UK investment landscape together! Once I learned about what I was actually investing in, how I could DIY it, I had enough in the account that meant it was a fair amount of money extra per year to leave it in Nutmeg. Join. Or check it out in the app stores     TOPICS Uk investing . Schwab require you fund your account with at least $25k and probably won't allow you to invest in US ETFs. 8%, while the Eurozone and Canada's inflation rates both hit 5. There are various things that I can take from the rise of Reddit stocks to make myself a better investor. Or check it out in the app stores     TOPICS. I was leaning towards the qqq due to its majority in tech companies. The average return from here is going to be somewhere around 3%/year (after inflation, maybe less if UK experiences prolonged inflation higher than 2%). Join in, share your strategies, ask questions, and gain knowledge in a friendly environment that values every member's Investing. Stocks are on sale, fantastic companies at great prices. Related Topics Hi there, so I’m new to Reddit and investing. And that's not a guarantee. 07 which was the lowest thing I could find back in 2019 when I started investing. Then I invest my leftovers in two Vanguard index funds at DeGiro (online broker). I have a regular savings jump to content. I have some reservations - I see them as primarily a CFD broker, and I'm not sure if they actually go out and buy stocks on your behalf, or whether you I'm investing it on vanguard in the UK and so far have about 65% in the vusa fund (S&P 500) and 35% in a lifestagey 40 fund. The UK has a generous tax-free allowance of £20,000 per year for ISAs. ISA consists mainly of UK shares and some funds. 1st Investment Ordered today - ‘Legal & General at 8. r/UKInvesting Rules. No investment you make is going to outperform that. Which isn't necessarily a bad thing, but if diversification is more important to you I'd go for the global all cap. If you were given £5,000 to make some investment in 2022, what would you pick? I am not so familiar with all the investment we can possibly do in UK (legally of course) and wondering what are the thoughts from redditors of UK. We invite users to post interesting questions about the UK that create informative, good to read, insightful, helpful, or light-hearted discussions. With strong recent returns, this is not evident to most people investing their money into the market. Connect and grow with us as we explore the dynamic UK investment landscape together! I will, I’ve recently been employed at a warehouse job (pays £7. I have autism and have found the jobs that suit me best are unfortunately low paid and i would rather be earing less than out of work long term again because of my mental health. reReddit: Top posts of November 12, 2020. A substantial part of your investment income would be tied to whether someone can be bothered paying their rent or not. 50 per trade. 😁 I do relatively basic investing: mutual funds, ETFs, and single stocks, and I avoid the more complex things like margins and shorting. Connect and grow with us as we explore the dynamic UK investment landscape together! Yeah I'd be careful with a stranger on reddit giving you a "contact". a. Welcome to Dividends UK! This community is all about UK Dividend Investing. Join the conversation today! From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. Connect and grow with us as we explore the dynamic UK investment landscape together! #4 You started investing in EXACTLY the correct time, don't be discouraged. This is not a Q&A subreddit. Hot. Thanks. Historically lower returns than other exchanges during the 21st century, the square mile has been losing ground to other European centres, The London Stock exchange itself has struggled for decades now to attract “the next generation” of companies and is now overly reliant on oil and From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. it's like saving in bank but the difference is if ever magkasakit Ka need mo ng money Kong ano Lang laman ng bank mo yun Lang din ang makukuha plus a little interest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority, [FRN 801128]. 30 an hour) which for the the uk is really good for a 17 year old so I’m going to put the majority of the money into a savings account and use some of the money to buy books about investing, if you could recommend me some that’d be great thankyou Get the Reddit app Scan this QR code to download the app now. 📺 Damian Talks Money: friendly and engaging, perfect for folks just starting out. Connect and grow with us as we explore the dynamic UK investment landscape together! I'm excited to dive into investing and have decided on a strategy: a 70/30 split between a Money Market Fund (MMF) and a Market ETF, with a consistent fortnightly investment of at least $1,000. I found by then I had the understanding to go forth and invest using cheaper platforms. The reasonable middle child between r/investing and r/wallstreetbets. 5%, UK inflation hit 5. Connect and grow with us as we explore the dynamic UK investment landscape together! Reddit iOS Reddit Android Rereddit Best Communities Communities About Reddit Blog Careers Press. my subreddits. Trading212 (especially) makes investing feel like a game and I would say FreeTrade isn’t far behind. Though none of the ESG index funds seem to have much of a UK holding (the above is only 3. A place to post photos, links, articles and discussions relating to Kent, UK. I have monthly investment plan set up in my ISA (so free) and invest monthly in a US share so to use up the one free trading credit. One thing to note is that the vanguard lifestrategy funds are overweight on the UK. From stocks to bonds and beyond, our platform is designed for sharing insights The firm is investing heavily in capacity expansions that carry the risk of delays and cost overruns. See especially Vanguard step-by-step r/UKInvesting: Welcome to /r/UKInvesting, a subreddit for thoughtful discussion of active investing strategies and tactics. You need to report no matter it was a loss or a profit (/reddit_user_83). A starting point for your financial planning journey Hello peeps, I’ve been wanting to get into investing but not sure where to start or which account is right for me. Surely I’ll make up for it later. It's saying that rest-of-world owners are now a larger percentage of UK share ownership. Obviously, bonds skyrocketed in 2020 once interest rates were cut down since price obviously moves opposite to yield. Just wondering if people regard XTB as a good option for long term investing in stocks/ETFs. Rising. Connect and grow with us as we explore the dynamic UK investment landscape together! Most of the subreddit invest in Vangurd's fund tracking the FTSE Global All Cap, but they haven't done this - if you read Smarter Investing and then look closely at funds for yourself then you'll likely know more about investing than most of the people on this subreddit, and probably more than 90% of the public. From stocks to bonds and beyond Is there an equivalent for the UK, and how would you go about investing into it? Should I use investing apps like robin hood or eToro, or are there better ways to go about investing? Are The good news is there are plenty of platforms and funds you can invest in with only the management fees which are set in %. I currently pay £9. Also, investing means you are purchasing a company for the long haul, 5+ Canadians interested in investing and looking at opportunities in the market besides being a potato. edit subscriptions. Make sure you are out of debt, have an emergency fund and are on track to meet your shorter term goals first. InvestEngine is incorporated in the UK with company number 10438231 and is registered at Lawford House, Albert Place, London, United Kingdom, N3 1RL. Investing. Typical investment profile: 2 years, renovation/build, private/commercial properties interest paid monthly Trading account consists of mainly US shares but there are some international shares (Canada and Hong Kong). I just want invest any additional income into mainly tech I can provide access to Central European Real Estate market opportunities for UK residents. I know it's been asked before, but I'm looking for an updated version. Reddit iOS Reddit Android Rereddit Best Communities Communities About Reddit Blog Careers Press. My understanding is that my bank lloyds and HL will charge something like £11 per investment and Vanguard account requires a minimum of £100 per month investment which I’m not I'm assuming you're talking about which UK brokers that allow UK citizens to invest in US funds/stocks. I'm excited to dive into investing and have decided on a strategy: a 70/30 split between a Money Market Fund (MMF) and a Market ETF, with a consistent fortnightly investment of at least $1,000. Please report posts that break the rules. Investing 500 bucks, for example, should net you 30 dollars after a year (on average). Get the Reddit app Scan this QR code to download the app now and your yield target is modest in the UK at the moment. Very few buy to let mortgages are on a repayment basis so I wouldn't say that the house is paying for itself at all, unless you ring-fence profits and use them to increase the equity every time you remortgage (EDIT: at current prices you're looking at net yields after taxes, costs and fees of around 2-3%, so that's a long time to wait until the assets paid for). Start Investing UK: For beginners looking to get started in the UK Stock Market. Connect and grow with us as we explore the dynamic UK investment landscape together! With UK government 2 year bond yields increasing now trading at 4. Global Investment Centre is their fund platform, run by the same company as Vanguard Investors UK and Santander Investment Hub. I tried a BBC business one the other day but it seemed to be more focussed on the end consumer of the products produced by the business, not how an investor would think. With some assumptions (4% dividend yield and equivalent performance in an ISA vs US taxable brokerage, keep fees under control with infrequent, buy-and-hold investing), I calculate you start to save money in an ISA above around £60k invested (that assumes you're at 15% US tax if you're a higher or additional rate UK taxpayer, or 0% US if you're UK basic rate). Keep your money safe bro. card. Once a month I also add to my index funds. Quoting the gross yield on a high-cost investment is meaningless, you need to avoid lying to yourself and look at the net yield only. com, as many as one in five UK investors have used the Reddit social media platform to drive investment decisions. This was well received, and there were some interesting follow up questions, especially around what to invest in. As helpful and knowledgable as this subreddit is, coming here and asking random questions will get you only shallow answers - people here don't have the time to dedicate a whole chapter to explaining their reasoning, as a The fee for investing in a fund is £0 with HL, therefore you would pay the 0. Currently losing money on my S&S isa comments. Indeed, 30% of VEUR are UK based companies. My personal favorite investing subreddit Make long-term investments in low-cost index funds. If you can tolerate winning, losing and break-even at a young age then this will teach you a lot about investing. Ofc many don't know that they are even investing in this way when using index funds and are just basing it off of past When you invest try to allocate it in a diversified way where pissible and try to invest regularly Start with an index for example ftse250,ftse100and s&p500. Having used both for individual stock investing, I decided to move over to HL as they have a really great variety of funds on offer for a low fee (most of their funds are free to invest in) and they have a more services feel. g. Another way is to make a return by purchasing an investment at a certain price with the goal of selling it later at a higher price. Two examples include the book 'FT-Investing' which has a dry but in depth description of just about every financial product available as well as how to actually invest. 0%. Has access to the UK, US, EU markets too. Top Posts Reddit . Thank you. r/AskCarSales will remain private Sunday, 06/11 through Wednesday, 06/14 r/Save3rdPartyApps PLEASE DO Hi all I had a question about passive fund investing in terms of UK vs non-UK equity split - I notice reading through comments on here (and the UK Personal Finance subreddit) that many people think that investing in UK equity is not worth doing currently (e. It’s a shame going public isn’t as popular amongst UK companies. It's not saying UK residents don't have investments in the UK market, or even that less UK residents invest in the UK market. I understand that whilst I am under 18 I cannot open any investing accounts under my name. 4k over 1 year in a HL fund is £18 at that fee assuming no growth. Hi All, I've been making a finance plan for my family over the last few days. I'm investing it on vanguard in the UK and so far have about 65% in the vusa fund (S&P 500) and 35% in a lifestagey 40 fund. 68it would take 25. As someone who's eager to dip their toes into the world of investing, I want to make sure I'm choosing the right platform. glad to know your eyening the investment offer by PRU. Get the Reddit app Scan this QR code to download the app now. An investment advisor can guide you in choosing the type of Fidelity platform fee is 0. 50% of the money goes to VUSA, an S&P500 index, while the other half goes towards VEUR which tracks ~550 European large cap stocks. say you invest £10000 a year in 20 years you haveAccounting for 8% yearly growthFuture investment value£525,533. I have a lump-sum of about 5k to invest in something higher risk, with all the important stuff - emergency savings, mortgage payments, paid off debt, etc. You can have an overweight of UK investments, but putting all your money into UK market when the UK actually only accounts for ~4. In January, US Inflation hit 7. Investing in Index Funds is a great idea, but why do you want to hold only UK funds? a wiser approach would be to diversify your investment across the globe. I dividend invest and currently have a dividend return of around 8. You can either take this and invest itor, taking your employer match and salary sacrifice, this becomes over £750/month more in your pension. Connect and grow with us as we explore the dynamic UK investment landscape together! I've been investing for the best part of 10 years in the stock market - it helped that my dad is a professional financial advisor. But i'm worried about Foriegn fees, Currency problems, and regular trade fees, and i won't lie it's hard to fully understand how much fees will be occurring when investing in U. As a total beginner (seriously, I've only dabbled in some crypto), I The #1 subreddit for Brits and non-Brits to ask questions about life and culture in the United Kingdom. Hello, I live in the UK and currently unemployed and was wondering how I go investing some money to get a good return, do I have to pay an investment manager or will they take a commison and how to get one Welcome to Investing101 – your hub for collaborative financial learning. r/investingUK: Welcome to InvestingUK, the go-to community for diverse investment discussions in the UK & Europe. Interest only mortgages are popular because generally BTL landlords want free capital to buy more BTL properties. Investment numbers: Taxable £253,000 ISA £379,000 SIPP £351,000 Love your Reddit name (Isa_McSipp) and the fact you hustled £200k from online poker (not that I’d recommend this for anyone else)! Besides it’s based on the US markets with comparable to the UK being 2. Investing tests your knowledge and ability to buy, sell and hold the right stocks and funds. If you're really interested in whisky investment, I would start smaller and buy bottles rather than casks. true. They’ll flag up the fact that for several, the net asset value (NAV) of the In a stunning prediction, Russian President Vladimir Putin suggests that 'strong AI' could soon outpace human capabilities. I know Reddit is very political and anti-Tory but from an outside perspective, Sunak (whatever you think of him) has done a lot to restore the UK's damaged reputation - see the recovery of Sterling. This is a great place for beginner and advanced investors to share knowledge! 50% ‘Investment’ now into ‘Dividend Stock’ - safe & let it grow. Watch Lars Kroijer's short video series and read his book or Tim Hale's Smarter Investing. The middle class continually chase ‘more’ (just survey Reddit posts by those unhappy with earning more than the UK average) while the majority of the country are suffering financially. So I've watched these videos and have learned that I need to buy an index tracker to help save for investment, since I'm not expecting state pension by the time I retire. Right now I'm tempted most by ESG Developed World All Cap Equity Index Fund (UK) - Accumulation. Oh right. It will protect your money from inflation. 99 a month. LSE and ADVFN are honestly full of morons Basically most of the posters there are trying to ramp the stocks they own by posting ridiculously positive comments (vice versa for stocks they are shorting, of course) meaning that you often have to dig through literally dozens of pages of crap to find even a single sentence of considered, non-biased analysis. Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online. You don't get capital growth or income from gold, but it will protect you. reReddit: Top A few weeks ago I wrote a post about some things it took me a while to figure out when I started investing. Unless you know better, invest in a low cost, well diversified, passively managed fund in a low cost platform. Please note that as a topic focused subreddit we have higher posting standards than much of Reddit: 1) Please direct all advice requests and beginner questions to the stickied daily threads. I invest on local crowfunding portals that offer various fully transparent investment opportunities backed by the real estates itself. i want to start putting 1/4th of my weekly paycheck towards investing, but i truly want to know if it’s even worth it. Maybe some US-only brokers would allow investment in US ETFs, I'm not sure. For these investment vehicles, roughly 7% of Brits subscribe to them while it's about 40% in the US despite the sizeable allowance difference. But things that everyone viewed as impossible happen with regularity in financial markets. Just a few ideas. Connect and grow with us as Just wondering if people regard XTB as a good option for long term investing in stocks/ETFs. Connect and grow with us as we explore the dynamic UK investment landscape together! For dividend assets, HICL for instance had a yield of 5. Reddit's strategy of investing heavily in growth initiatives, such as expanding its ad sales team and incorporating AI/ML technologies, has led to a significant increase in operating expenses. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, Welcome to FXGears. Members. I missed a lot of good rallys. The theory underpinning the logic of investing in index funds is based on sets of assumptions which are not present in reality. How? Investing in broad-market low-cost indexes, diversified between equities and fixed income InvestEngine® is the trading name of InvestEngine Limited. As you get started, investing in an all in one ETF is probably the way to go. Connect and grow with us as we explore the dynamic UK investment landscape together! So from your initial investment you need to value of the whisky to increase quite a bit just to break even. [I don't believe the evidence that "bonds are an important part of any portfolio" applies any longer - it was certainly true last century, but I would be sceptical of anyone who claims today's bond market is normal and I don't think bonds are useful in the Hi, Wasn't sure where to post this as there isn't a large property investing subreddit based on the UK market to my knowledge. You can avoid the extra £45 by investing via e. As such, the UK equivalents for those indexes offered by Vanguard would be: VTI - VNRT (Total US Stock Market) VOO - VUSA (S&P 500) "Large cap" is rather ambiguous, but global large-cap would be VWRL. Canadians interested in investing and looking at opportunities in the market besides being a potato. Online. Can this difference be explained by socioeconomics? I am a 15yr old and have recently have become interested in beginning investing and just want advice on where to start and I have one big questions regarding my age. Yeah I'd be careful with a stranger on reddit giving you a "contact". This is just a crazy good deal. This includes beginner questions and portfolio help. Oil companies like Chevron, Shell, BP have had extreme run ups with the Ukraine-Russia war and you’d usually expect to get well in excess of a 5% yield in those stocks, 3. I’m sure on the Reddit forum, one of these guys will give you a link. UK inflation falls much faster than expected -> UK AIM Stocks are cheap still. Wish me luck & good to meet this Community. They're all very practical, though to varying degree's. 70 per hour. 9 million members. 45% fee. We cover investing in domestic markets as well as international, just from the perspective of a UK or European investor. This month I will DO Csp1 for the S&P500 (it's domiciled in Ireland so that's okay), now I One way is to earn interest on a sum of money you invest. I’m sure I’ll be tweaking the stocks that make up my portfolio in the coming years but what’s a good monthly investment strategy paying in £500 per month? Reddit . Most of the subreddit invest in Vangurd's fund tracking the FTSE Global All Cap, but they haven't done this - if you read Smarter Investing and then look closely at funds for yourself then you'll likely know more about investing than most of the people on this subreddit, and probably more than 90% of the public. Connect and grow with us as we explore the dynamic UK investment landscape together! From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. You can invest in a pension, but you should probably avoid most other types of investments. Your share then increases or decreases in value in line with the fund overall, and at any From stocks to bonds and beyond, our platform is designed for sharing insights across the full spectrum of investing. I'm not an investment advisor. i have NO idea what to invest in, when i should pull out of investments, etc. Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online Email hacked, transferred £1 to scammers £800/month pension. 37. Car rental in Greece - Got charged extra £400 for a dent in car I didn We would like to show you a description here but the site won’t allow us. Why? I can only invest a hundred at a time. Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online /r/kentuk - the sub-reddit for the Garden of England. 1. Your thoughts are welcome. From today until probably mid-2023 is when future millionaires will be made. co. This is a thrilling, revolutionary moment for many private So looking for best safe place to invest. The current inflation levels around the world are record-high. Not to recommend specific platforms, but both Want to discuss your finances, investment strategies or contribute to this wiki? Join our Discord server! A starting point for your financial planning journey in 8 steps. 2 or 3 gold coins isn't much, though. A collective community of helpful resources and concrete action steps to take. Hot New Top. Hot New Top Rising. hi! i’m 18 years old. Edit ibkr ISA fees are £3 / month and trades come out of this too. 5k and I decided a couple if weeks ago to try dividend investing in uk and reestablished my login details. What's the best brokerage for 2024? For reference, I've been with ScottTrade, TD Ameritrade, and Schwab - all without ever changing my account. Dive into the world of investing with fellow enthusiasts eager to share knowledge. Vanguard' global fund are a popular choice. Finally, the average return in the market is roughly 7%. We're assuming this is what you're referring to. We also provide an overview of the most popular Reddit groups that discuss the top Gain insights into Reddit’s upcoming initial public offering (IPO) and discover how to trade or invest in Reddit shares with us. 65 years to cash out without paying tax and ever longer if you account for Canadians interested in investing and looking at opportunities in the market besides being a potato. Join us at Investing101 to enhance your investing My vote is to DO IT NOW! When I was in school I spent a lot of time researching stocks and planned to start investing once I graduated and had a good job. If you're asking about accounts like that though I'd suggest you read the wiki about investing and look into the subject a bit (like what funds are for example). The vusa has returned about 10x more than the LS40 and with inflation going up and me not needing the money anyway I'm getting rid of the LS40. Cavendish who use the Fidelity platform. 25% + £45 p. I do already invest the majority into the ftse global all cap which is majority s and p. £275/month S&S ISA. One way is to earn interest on a sum of money you invest. Hey everyone! I've been investing in UK stocks for a while now, but I always seem to struggle finding good quality information and research. View community ranking In the Top 1% of largest communities on Reddit. 5% of the global market is a decision I've always failed to understand. The only passive income is investing. 42% are they a better investment than retail banks fixed savers? The best rates I’ve seen are 2 years with Atom Bank at 4. If you plan to invest in US shares directly, make sure you check the fees on currency exchange of the brokers. With the fall of GBP, I've decided to switch to investing in the UK while still holding my US stocks for now. Our community emphasises education while welcoming all to contribute insights and experiences. Also, you should never invest anything that you aren't willing to lose. Once you learn more about stocks, you can invest in the ones you believe in. I'm going to put away 10% of my take home income (roughly £200) every month and will probably be doing this for 45 years until I'm 65 (or hopefully a bit earlier!) The good thing about the UK, is that the US/UK have a tax treaty, so it does help with "some" complications. UK Stocks - ASX - Australian Stocks - NZX - New Zealand Stocks The official reddit and message My question is, what would be the best fee-efficient way of investing into the S&P 500 if i was investing 300-400 monthly? I plan to Invest and hold for 30 years. i have NO experience. Remember, this is a subreddit for genuine, high-quality discussion. Join in, share your strategies, ask questions, and gain knowledge in a friendly environment that values every member's contribution. Internet Culture (Viral) Amazing Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK Members Online. Index funds tend not be as fussy. IE if you prefer ETFs and investing in funds as opposed to individual stocks. Welcome to r/dividends!. 📺 PensionCraft: In depth videos about investment, retirement, and property. 1%. From a purely investment perspective Sunak and Starmer are both likely to be perceived internationally as a relatively stable pair of hands. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, Outside an ISA, you can earn up to £12k in investing or £1k in dividends before you're taxed on them. I have some reservations - I see them as primarily a CFD broker, and I'm not sure if they actually go out and buy stocks on your behalf, or whether you Welcome to InvestingUK, the go-to community for diverse investment discussions in the UK & Europe. A lot seem to focus on the US market. uk since before I left UK which currently stands at 5. Please use UK Personal Finance sub /r/UKPersonalFinance for personal question posts. 43% last year. Whether you're starting out or a seasoned investor, your input is valued. When people use platforms like Vanguard, they are investing in funds - basically big investment instruments that buy shares across the world that you buy part of. Connect and grow with us as we explore the dynamic UK investment landscape together! Welcome to r/dividends!. No experience with that account personally. Created May 1, 2013. hqp ukx oncvzt mjqtd krhmpz gnoctmd juggaro kxycd poxu isfq